Selling a home can be stressful, especially if you need to act quickly or your property is in less-than-perfect condition. Many homeowners in Longview, Tyler, and surrounding East Texas counties have questions about selling for cash versus listing with a traditional agent. This FAQ provides detailed answers, local insights, and links to helpful resources so you can make an informed decision.
If you want to start right away, visit our how we buy houses page to see how we make fast, fair cash offers.
What does “we buy houses for cash” mean?
A cash sale means that 903 for Cash can purchase your property without requiring a buyer to get mortgage approval. This eliminates financing delays and the risk of deals falling through. Unlike selling through an agent, we fund the purchase ourselves, which allows us to close quickly and with fewer contingencies.
Learn more about our step-by-step process on our how we buy houses page.
How fast can I sell my house?
Once you submit your property information through our form or call us, we can provide a fair, no-obligation cash offer within 24–48 hours. If you accept, closings can happen in as little as seven days or be scheduled for a later date that works for you. This speed is especially helpful for homeowners facing foreclosure, relocating, or managing inherited properties.
Will I get market value for my home?
Cash offers are based on local market data, the current condition of your home, and estimated repair costs. While cash offers are typically lower than listing with an agent, you save on agent commissions, repair costs, and months of waiting. Many sellers in East Texas find that net proceeds are comparable or better with a cash sale.
For context on traditional agent costs, see the National Association of Realtors consumer guides.
Do I need to make repairs or clean the house?
No. We buy homes as-is, regardless of condition. Whether your property has cosmetic damage, foundation issues, or fire and water damage, we handle repairs after purchase. This saves you both time and money.
Are there any fees or commissions?
Selling to 903 for Cash eliminates real estate agent commissions and listing fees. We also typically cover many closing costs using licensed local title companies. For comparison, traditional agent listings usually carry 5–6% commissions and additional costs for repairs, staging, and inspections.
Can I sell my house if it has tenants?
Yes. We frequently buy tenant-occupied properties. Eviction and management can be complicated in Texas, but we can work with your timeline and the tenants’ situation. Learn more about selling tenant-occupied homes in our compare page.
What if my house has liens or back taxes?
We can purchase homes with liens or unpaid taxes. During the title review, we identify any issues and explain how they will be resolved. In many cases, we can still close quickly while clearing the title.
I’m behind on payments or facing foreclosure. Can you help?
Yes. A cash sale can prevent foreclosure by providing a fast resolution and protecting your credit. You may also want to contact a HUD-approved housing counselor for guidance. Learn more from the U.S. Department of Housing and Urban Development.
Are cash sales safe?
Yes, when handled correctly. 903 for Cash works with licensed Texas title companies, provides written offers, and uses secure wire transfers. For consumer tips on avoiding real estate scams, check the Federal Trade Commission website.
What happens at closing?
Once you accept our offer, a licensed local title company coordinates the closing. You sign the necessary paperwork, the title company records the deed, and you receive funds — often via wire transfer. This process eliminates many headaches of traditional closings.
Do I need a real estate attorney?
Using an attorney is optional in Texas. However, if your property has title complications, probate issues, or legal concerns, an attorney can provide peace of mind. At a minimum, working with a licensed title company ensures compliance with Texas law.
What documents should I have ready?
Helpful documents include:
- Property deed
- Mortgage payoff statements
- Property tax bills
- Lease agreements (if rented)
- Inspection reports or repair records
- Homeowners’ association documents (if applicable)
Having these ready can speed up the evaluation and closing process.
Do you buy homes with structural damage, mold, or fire issues?
Yes. We purchase homes with structural or cosmetic issues, including foundation problems, water damage, and fire damage. Our offers reflect the costs of repairs, so you can sell without investing in expensive remediation.
Can you help with probate or inherited properties?
Absolutely. We guide executors and heirs through probate sales, ensuring compliance with Texas law. Our team coordinates with estate attorneys and title companies to make the sale simple and efficient. For more information, visit our how we buy houses page.
Will selling my house for cash affect my taxes?
Potentially. Selling a primary residence may qualify for capital gains exclusions up to $250,000 for single filers or $500,000 for married couples. For investment properties or complex scenarios, consult a CPA. For official guidelines, see IRS Publication 523.
How do you calculate your offers?
We analyze:
- Local comparable sales
- Condition of your home
- Estimated repairs
- Market trends in Gregg, Harrison, Upshur, Rusk, Panola, Marion, Camp, Van Zandt, Anderson, and Henderson counties
This ensures a fair offer based on real data rather than generic formulas.
Do you buy vacant homes?
Yes. Cash buyers eliminate issues that often affect vacant homes, such as lender concerns or buyer hesitation. We can close quickly on these properties.
How does a cash sale compare to listing with an agent?
Traditional listings may yield higher gross prices, but they involve:
- Repairs and staging costs
- 5–6% agent commission
- Months of waiting for a buyer
Cash sales offer speed, certainty, and convenience, making them ideal for sellers who want a fast, hassle-free transaction. For a side-by-side comparison, visit our compare page.
Can I sell my house if I live out of state?
Yes. We work with title companies that handle remote closings, notarizations, and secure wire transfers.
How do I start the process?
Submit your property details and photos on our how we buy houses page or call our office. We review the information and typically provide a no-obligation cash offer within 24–48 hours.
What areas do you serve?
We buy homes in Longview and across East Texas, including Gregg, Harrison, Upshur, Rusk, Panola, Marion, Camp, Van Zandt, Anderson, and Henderson counties.
What if I change my mind after receiving an offer?
There is no obligation to accept. You can compare offers, list with an agent, or walk away. Our goal is transparency so you can make the best decision for your situation.
How are closing costs handled?
We typically pay most closing costs and work with a licensed title company. This reduces your expenses compared to a traditional sale, where seller-paid costs are common.
How do you protect sellers from fraud?
We use licensed title companies, written offers, and secure wire transfer protocols. Sellers should always verify title company details and follow FTC guidance on preventing wire fraud.
What should I do next?
For a no-obligation cash offer and answers tailored to your property, visit our how we buy houses page or contact our local office. We serve all East Texas counties and will help you understand your options and close quickly if that’s your goal.